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Assured periodic tenancies explained
From 1 May 2026, every residential tenancy in England is an assured periodic tenancy. No more fixed terms, no more ASTs. This guide explains what changed and...
The Decent Homes Standard in the private rented sector
The Decent Homes Standard will apply to private landlords from 2035. Five criteria covering hazards, repair, facilities, thermal comfort, and damp. What to...
Electrical safety standards for landlords: EICR rules and costs
Landlords in England must have a valid Electrical Installation Condition Report every five years. EICR requirements, costs, what happens when it fails, and...
Rent tribunals: how they work and what landlords can expect
Under the Renters' Rights Act 2025, tenants can challenge rent increases at the First-tier Tribunal. How the process works, what evidence matters, and what the...
Smoke and carbon monoxide alarm regulations for landlords
Since October 2022, landlords must install smoke alarms on every storey and carbon monoxide alarms in rooms with fixed combustion appliances. Requirements,...
Allowable expenses for landlords: what you can deduct
HMRC allows landlords to deduct certain expenses from rental income before calculating tax. A practical list of allowable costs, how to claim them, and what is...
Capital gains tax on property: the 60-day reporting rule
When you sell a residential property in the UK, you must report the gain and pay CGT within 60 days of completion. Rates, calculations, reliefs, and the...
Incorporating a property portfolio: when a limited company makes sense
Moving an existing property portfolio into a limited company. The tax advantages, the SDLT cost, incorporation relief, and when it makes financial sense to...
Making Tax Digital for landlords: software, deadlines, and penalties
HMRC's Making Tax Digital for Income Tax Self Assessment applies to landlords with rental income above £50,000 from April 2026. Quarterly reporting, compatible...
Stamp duty for second homes: surcharges, exemptions, and refunds
The 5% SDLT surcharge on additional residential properties in England. When it applies, the exemptions, and how to claim a refund if you sell your previous...
Bridging finance vs development finance: which do you need?
Bridging loans and development finance serve different purposes. When to use each, how they compare on rates, terms, and structure, and what happens when you...
Buy to let affordability: how lenders stress-test your application
How BTL lenders calculate affordability using rental income coverage ratios, stress-test interest rates, and minimum income requirements. What the numbers need...
Mortgage interest rates for BTL: fixed vs variable in 2026
Fixed-rate vs variable-rate BTL mortgages. Current rates, when each makes sense, and how the Bank of England base rate affects your monthly payments.
How to finance your first buy to let
Finance options for first-time BTL investors in the UK. BTL mortgages, deposit requirements, lender criteria, stress testing, and alternatives to high-street...
Remortgaging a buy to let: when and how
When to remortgage a BTL property, how the process works, early repayment charges, product transfers vs remortgages, and how to release equity for the next...
Average UK house prices by region: where the numbers stand
Regional house price data from the UK HPI and ONS for 2026. Average prices, annual growth, and where values are rising and falling across England, Wales,...
Best areas for buy to let in 2026: a regional breakdown
Regional yield and growth data for BTL investors in 2026. Where the highest yields are, where capital growth is strongest, and which areas combine both. Data...
Build to rent: how BTR is changing the UK rental market
Build to rent (BTR) is the fastest-growing segment of UK residential. How the sector works, current pipeline data, rental premiums, and what it means for...
PBSA and student housing: yield data and market outlook
Purpose-built student accommodation in the UK: market size, yield data, occupancy rates, and the demand drivers. How PBSA compares to traditional student HMOs...
UK rental market in 2026: supply, demand, and where rents are heading
ONS rental data for 2026, regional rent growth, supply constraints, and the impact of the Renters' Rights Act on the private rented sector. Where rents are...