Property finance UK: every funding option explained
Buy-to-let mortgages, bridging loans, development finance, and funding options.
Articles
Bridging finance vs development finance: which do you need?
Bridging loans and development finance serve different purposes. When to use each, how they compare on rates, terms, and structure, and what happens when you...
Buy to let affordability: how lenders stress-test your application
How BTL lenders calculate affordability using rental income coverage ratios, stress-test interest rates, and minimum income requirements. What the numbers need...
Mortgage interest rates for BTL: fixed vs variable in 2026
Fixed-rate vs variable-rate BTL mortgages. Current rates, when each makes sense, and how the Bank of England base rate affects your monthly payments.
How to finance your first buy to let
Finance options for first-time BTL investors in the UK. BTL mortgages, deposit requirements, lender criteria, stress testing, and alternatives to high-street...
Remortgaging a buy to let: when and how
When to remortgage a BTL property, how the process works, early repayment charges, product transfers vs remortgages, and how to release equity for the next...
Buy-to-let mortgages: rates, rules, and criteria
How buy-to-let mortgages work in the UK, what lenders require, and how rental coverage stress tests affect how much you can borrow.